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Woolwich · St Jacobs/Floradale · Detached · MLS# 40821781

92 WATER Street

$899,000

3

bed

2

bath

2,280

sqft

1963

built

Detached · $394/sqft

Listed April 20, 2026

About this home.

This beautifully updated four-level side split sits on nearly a quarter-acre in a highly desirable neighbourhood. The bright main floor features large windows, a living room with a gas fireplace, kitchen/dining room with a walkout to the backyard retreat. The Kitchen you’ll find granite countertops, a movable island, and built-in appliances, including a gas stove. Upstairs, the second level offers three spacious bedrooms with hardwood flooring and an updated bathroom featuring a walk-in glass shower. The lower level provides a versatile living space, with a gas fireplace, large windows, and a luxurious bathroom with a soaker tub, walk-in shower, heated floors, and a walk-in closet. The basement level adds even more living space with a recreation room featuring a third gas fireplace, along with a large laundry, utility, and storage area. Outdoors, enjoy a fully fenced, mature yard designed for relaxation and hosting. Highlights include a deck with a built-in canopy and adjustable sunshade slats, a hot tub, a wood-fired sauna, and an outdoor shower perfect for entertaining family and friends. The setting offers a rare blend of convenience and quiet, with a small-town charm. Walking distance to Downtown St. Jacobs shops, restaurants, walking trails and more! (id:59491)

The full record.

Property typeDetached
Year built1963
Square footage2,280 sqft
Lot size0
Bedrooms3
Bathrooms2
HeatingIn Floor Heating,Forced air,, ,,Natural gas
CoolingCentral air conditioning
ListedApril 20, 2026

How this listing prices against St Jacobs/Floradale.

5

Sales

$1,015,000

Median price

33

Days on market

95.0%

% of list

10

Active listings

N/A

Months supply

St Jacobs/Floradale saw 5 sales and 11 active listings over the past 30 days, a much slower pace than Elmira and a smaller market overall. The average sale price reached $1,110,900, well above the Woolwich average, but homes took 33.4 days to sell and closed at 95.05 percent of list price, which suggests buyers were more selective at these price points. All of the recent activity was in freehold homes, reinforcing this area's low-turnover, higher-priced profile. This is a slower-moving segment of Woolwich where sellers are getting deals done, but generally with more negotiation.

Read the full Woolwichreport →

Estimate the monthly carry.

Down payment
%($179,800)
Mortgage rate
%
Amortization
years

Estimated monthly payment

$4,117

Principal$719,200
Total interest$515,854
Total paid$1,235,054

Estimate only. Excludes property tax, condo fees, and insurance.

Questions on this property?

Neso Basara

RE/MAX Icon Realty

Waterloo Region

Use the chat button to message me directly.

Or email me at neso@basara.ca

92 WATER Street, Woolwich — $899,000 | Basara