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Cambridge · Clemens Mills/Saginaw · Detached · MLS# 40819731

20 COTTONWOOD Crescent

$1,399,000

5

bed

4

bath

3,659

sqft

2005

built

Detached · $382/sqft

Listed April 13, 2026

About this home.

Welcome to this exquisite North Galt home backing onto beautiful greenspace and located on a quiet, sought-after crescent. This spacious 5 bedroom, 4 bathroom home offers over 2,700 sq ft above grade with a fully finished walkout basement, perfect for families and entertaining. The elegant foyer features wainscoting and a stunning hardwood staircase. The bright open concept main floor offers a vaulted ceiling, skylights, large windows, and a gas fireplace, filling the home with natural light. The impressive kitchen features maple cabinetry, quartz countertops, stainless steel appliances, glass backsplash, under-mount sink, and a large island, perfect for hosting and everyday living. Upstairs you will find a large primary bedroom overlooking greenspace with a walk-in closet and a beautiful ensuite featuring double vanity, granite counters, soaker tub and glass shower. Two additional spacious bedrooms and a 4-piece bath complete the upper level. The finished walkout basement features high ceilings, two additional bedrooms, a large rec room with fireplace, a full bathroom, and access to a stamped concrete patio and private backyard. Located close to schools, parks, walking trails, shopping and public transit, this is the perfect executive family home in a fantastic neighbourhood. (id:59491)

The full record.

Property typeDetached
Year built2005
Square footage3,659 sqft
Lot size0
Bedrooms5
Bathrooms4
HeatingForced air
CoolingCentral air conditioning
ListedApril 13, 2026

How this listing prices against Clemens Mills/Saginaw.

10

Sales

$810,000

Median price

28

Days on market

96.9%

% of list

28

Active listings

N/A

Months supply

Clemens Mills/Saginaw was the busiest higher-priced neighbourhood in Cambridge, recording 12 sales and 27 active listings. The average sale price was $841,333, comfortably above citywide levels, while homes took 23.92 days to sell and closed at 96.95% of list. That combination suggests solid turnover, but not a market where sellers can ignore price sensitivity. All recent closings were freeholds, so the neighbourhood's current tone is entirely being set by detached-style housing.

Read the full Cambridgereport →

Estimate the monthly carry.

Down payment
%($279,800)
Mortgage rate
%
Amortization
years

Estimated monthly payment

$6,407

Principal$1,119,200
Total interest$802,759
Total paid$1,921,959

Estimate only. Excludes property tax, condo fees, and insurance.

Questions on this property?

Neso Basara

RE/MAX Icon Realty

Waterloo Region

Use the chat button to message me directly.

Or email me at neso@basara.ca

20 COTTONWOOD Crescent, Cambridge — $1,399,000 | Basara